The Green Team - RE/MAX Signature Properties


Getting pre-approved for a mortgage may prove to be a long, arduous process if you are not careful. Fortunately, homebuyers who plan ahead should have no trouble obtaining a mortgage so they can enter the housing market with a budget in hand.

Ultimately, there are many questions to consider as you assess your mortgage options, and these questions include:

1. What type of mortgage should I get?

The two most common types of mortgages are adjustable- and fixed-rate varieties. If you understand the differences between these mortgage options, you can make an informed mortgage decision.

An adjustable-rate mortgage generally features a lower initial interest rate than a fixed-rate option. However, after a set amount of time, an adjustable-rate mortgage's interest rate will increase.

Comparatively, a fixed-rate mortgage has an interest rate that will remain intact for the life of your mortgage. This means you will pay the same amount each month until your mortgage is paid in full.

When it comes to deciding between an adjustable- and fixed-rate mortgage, it pays to look at the pros and cons of both options. Remember, no two homebuyers are exactly alike, and a mortgage that works well for one buyer may not work well for another. But if you evaluate adjustable- and fixed-rate mortgages closely, you can make the best-possible decision.

2. What differentiates an ordinary lender from an outstanding one?

There is no need to settle for an "ordinary" lender as you pursue mortgage options. Instead, you should seek out an exceptional lender that goes above and beyond the call of duty to assist you.

Typically, an outstanding lender employs mortgage specialists who are ready to respond to any concerns or questions. These specialists can help you evaluate a broad array of mortgage options and decide which mortgage best suits your individual needs.

Don't be afraid to meet with several banks and credit unions, either. This will allow you to assess many lenders and select one that matches or exceeds your expectations.

3. Which mortgage should I select?

There is no one-size-fits-all mortgage that works well for all homebuyers, at all times. As such, you should conduct plenty of research as you explore your mortgage options. This research will enable you to analyze assorted mortgages and lenders and make the optimal choices.

Once you have a mortgage, you can move one step closer to acquiring your dream house. And if you collaborate with a real estate agent, you can receive expert support at each stage of the homebuying journey.

A real estate agent is a must-have for any homebuyer, regardless of the current housing market's conditions. This housing market professional can teach you everything you need to know about buying a house. Also, he or she can help you examine a vast collection of available houses.

Ready to kick off a house search? Get pre-approved for a mortgage, and you can enter the housing market with a homebuying budget at your disposal.


This Single-Family in Shrewsbury, MA recently sold for $280,000. This Ranch,Cottage style home was sold by The Green Team - RE/MAX Signature Properties.


8 Brooklawn Pkwy, Shrewsbury, MA 01545

Single-Family

$279,900
Price
$280,000
Sale Price

6
Rooms
2
Beds
1
Baths
Buyers loss is your gain!!!! Perfect starter home, downsize, or condo alternative close to major routes and the state of the art high school in the sought after community of Shrewsbury! Open floor plan with gorgeous center fireplace anchors the living room. The updated kitchen with stainless appliances, vented range, and granite counters with breakfast bar and eating area. The oversized dining room is perfect for entertaining large groups and overlooks the serene pond for the perfect backdrop. The bedrooms are a nice size and the master features a walk in closet along with the updated bath giving you plenty of room! The backyard is fully fenced and accented by an oversized patio. The updated roof, windows, heating system and electric make this a truly turn key home! Come see for yourself and please make yourself at home!

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This Single-Family in Southborough, MA recently sold for $436,000. This Split Entry style home was sold by The Green Team - RE/MAX Signature Properties.


10 Bryden Rd, Southborough, MA 01772

Single-Family

$442,000
Price
$436,000
Sale Price

7
Rooms
4
Beds
2/1
Full/Half Baths
This truly exceptional split stands out with over 2100sq ft of living space including 4 bedrooms, updated kitchen with granite counters, maple cabinets and breakfast nook, family room with vaulted ceiling and gas (propane) fireplace, spacious living/dining room, 2 ½ baths, lots of closets, and built-ins . Finished lower level has in-law potential with bedroom/bonus room and full bathroom plus storage. Large deck overlooks level yard. 1 car garage with wide driveway for plenty of parking, stone wall and gardens too. Major updates already done including newer septic, replacement windows (2007), furnace (2013), insulation (2013), siding (2014), and roof (2014). Just add your own decorating touches. Conveniently located near school, playgrounds, commuter train and Hopkinton State Park. OPEN HOUSE 6/9 CANCELLED

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5 Country Lane, Southborough, MA 01772

Single-Family

$1,099,900
Price

13
Rooms
4
Beds
3/1
Full/Half Baths
Meticulously maintained & newly redesigned, this elegant brick front colonial offers a park like setting with spectacular grounds.*Chefs " dream kitchen" w/ gourmet appliances, functional work areas and sundrenched w/ new windows! *1st flr offers hardwood floors throughout, front to back LR/ DR with moldings, study/ music room w/ builtins, stunning fireplaced FR w/ cath ceil and wall of glass w/ access to patio.*1st flr great room is currently used as impressive home office, but in the past has been great kids playspace.*Full sep laundry room w/ loads of cabinetry. *2nd floor welcomes you into master suite retreat w/sitting/exercise room,lots of closets and new impressive bath! 3 add. well proportioned guest BRs, plus another new bath. Newly revamped lower level w/ media room, wine room and "man cave/rec room.*Mini kitchenette and full bath too*VACATION AT HOME w/ acre plus landscaped grounds/patio, sep fenced heated pool & gorgeous gardens* Make this winning combination your new home!
Open House
Sunday
July 15 at 11:00 AM to 1:00 PM
Cannot make the Open Houses?
Location: 5 Country Lane, Southborough, MA 01772    Get Directions

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181 Ruggles St, Westborough, MA 01581

Single-Family

$799,900
Price

11
Rooms
4
Beds
3/2
Full/Half Baths
***PHENOMENALLY PRICED!! ***Estate like setting for this custom built home on spectacular acreage w/salt water gunite pool & rolling landscape! Truly a private oasis. ***ALL SF IS ON 1st & 2nd Floors!***Beautiful foyer w/marble flrs welcomes you into a fabulous home for family & entertaining alike. Front to back LR w/FP, hdwds & sun splashed... formal DR w/custom wainscoting, corner built-ins & detail molding .Gorgeous custom kitchen is a chefs delight- loaded w/cabinetry, granite, enormous island & pantry wall of cabinetry. Back mudrm has direct access to pool area & offers laundry rm & half bath too! Stone front gas FP is the center of attention in lovely FR w/access to oversized composite deck, as well as spiral staircase to 2nd flr loft w/balcony...Adjoining the mstr suite w/exquisite custom shower & spacious clst. 3 addit BR plus bath too! Au paire/mancave has sep stairwell access for in home business w/full bath.*** Many updates!! ***Could not be duplicated at this price!***
Open House
Sunday
July 15 at 1:30 PM to 3:00 PM
Cannot make the Open Houses?
Location: 181 Ruggles St, Westborough, MA 01581    Get Directions

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